www.medicaldentalandopticalchoic.es ... Art 4. Who is covered by the insurance? (IHHP - International health and hospital plan) Mainly health plans - dental, travel and medical insurance plans for Spain and worldwide / expats, business, amortización, home

International Health and Hospital Plan(Español)

Policy Conditions ( including glossary )

Art 4. Who is covered by the insurance?

4.1 The insurance shall cover the insured person(s) named in the policy schedule, including children registered therein.

4.2 Children under 10 (ten) years of age can be insured free of charge if the requirements for acceptance on standard terms, cf Art. 1.2, are met. A maximum of 2 (two) children free of charge per paying adult, and a total maximum of 4 (four) children free of charge per insurance apply.

4.2.1 Free cover of children shall furthermore be subject to:

* the child being registered with the Company, and

* 1 (one) of the insured persons having legal custody of the child, and

* the child being registered at the same address as the insured having legal custody of the child,

4.3 An application must be submitted for newborn children.

4.3.1 If the insurance of 1 (one) of the parents has been valid for a minimum of 12 (twelve) months, newborn children of the parent can be insured, irrespective of Art. 1.2, without submitting an application, cf however Art 12. 2 h). A copy of the birth certificate must, however, be submitted within 3 (three) months after the birth

If the birth certificate is not submitted to the Company within 3 (three) months after the birth, a Medical Questionnaire must be submitted for the child who has to undergo the standard underwriting procedure according to Art. 1.2 Registration of the child will take place from the date the Medical Questionnaire has been signed.

4.3.2 In case of adoption, the insured must submit a Medical Questionnaire for the adopted child.

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Art 5. Where is the cover provided?