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International Health and Hospital Plan(Español)

 

Policy Conditions ( including glossary )

 

Art 14. Cover by third parties

 

14.1 Where there is cover by another insurance policy or healthcare plan, this must be disclosed to the Company when claiming reimbursement

14.2 In these circumstances, the Company will co-ordinate payments with other companies and the Company will not be liable for more than its rateable proportion

14.3 If the claim is covered in whole or in part by any scheme, programme or similar, funded by any Government,  the Company shall not be liable for the amount covered

14.4 The policyholder and any insured person undertake to co-operate with the Company and to notify the Company immediately of any claim or right of action against third parties

14.5 Furthermore, the policyholder and any insured person shall keep the Company fully informed and shall take any reasonable step in making a claim upon another party and to safeguard the interests of the Company

14.6 In any event, the Company shall have the full right of subrogation

 

 

 

 

 

 

 

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Art 15. Payment of premium