Policy Conditions ( including glossary )
Art 10. Module 3 - Medical evacuation & repatriation
10.1 If the insurance has been extended to include Module 3 , the following terms shall also apply:
10.1.1 Module 3 can only be taken out as a supplement to the Hospital Plan
10.1.2 Module 3 shall cover the reasonable expenses incurred for the insured's medical evacuation / repatriation in the event of acute serious illness, serious injury or death in accordance with the applicable reimbursement rates as stated in the List of Reimbursements
10.1.3 Cover shall be provided subject to the attending physician and the Company's medical consultant agreeing on the necessity of transferring the insured and agreeing whether the insured should be transferred to his / her country of residence / home country or to the nearest suitable place of treatment
The evacuation expenses for an eligible transportation are only covered if the transportation is arranged by the Company
10.1.4 The insurance shall cover reasonable and necessary transportation expenses for 1 (one) person accompanying the insured
10.1.5 Only 1 (one) transportation is covered in connection with 1 (one) course of an illness
10.1.6 Module 3 shall only apply if the illness is covered under the insurance
10.1.7 In the event that the insured is evacuated / repatriated for the purpose of receiving treatment, he / she and the accompanying person, if any, shall be reimbursed for the expenses for a return journey to the insured's place of residence / home country. The return journey shall be made within 3 (three) months after treatment has been completed. Cover shall only be provided for travel expenses equivalent to the cost of an aeroplane ticket on economy class, as a maximum.
10.1.8 In the event that the insured has received treatment covered by the insurance, but now has reached the terminal phase, he / she and the accompanying person, if any, shall be reimbursed for the expenses of the return journey to the insured place of residence.
10.1.9 In the event of death, expenses shall be reimbursed for home transportation of the deceased and for statutory arrangements such as embalming and a zinc coffin
The next-of-kin have the following options:
a) cremation of the deceased and home transportation of the urn or
b) home transportation of the deceased
10.1.10 The Company cannot be held liable for any delays or restrictions in connection with the transportation caused by weather conditions, mechanical problems, restrictions imposed by public authorities or by the pilot or any other condition beyond the Company's control
Art 11. Modules 4A & 4B - Dental and optical
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
dental and medical insurance plans
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health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Teachers - international health cover
traducciones juradas (sworn translations)